.educational-section{margin-top:3rem;padding-top:2rem;border-top:1px solid var(--border-color,rgba(255,255,255,.1))}.educational-section h2{font-size:1.5rem;font-weight:700;color:var(--text-primary,#e0e7ff);margin-bottom:1rem;display:flex;align-items:center;gap:.5rem}.educational-section h3{font-size:1.2rem;font-weight:600;color:var(--text-primary,#c9d1f5);margin-top:1.5rem;margin-bottom:.75rem}.educational-section p{color:var(--text-secondary,#a0aec0);line-height:1.7;margin-bottom:1rem}.educational-section ul{margin:.75rem 0 1rem 1.5rem;color:var(--text-secondary,#a0aec0)}.educational-section li{margin-bottom:.5rem;line-height:1.6}.educational-section strong{color:var(--text-primary,#e0e7ff)}.how-it-works-steps{display:flex;flex-direction:column;gap:1rem;margin:1.5rem 0}.how-it-works-step{display:flex;gap:1rem;padding:1rem;background:var(--card-bg,rgba(255,255,255,.05));border-radius:8px;border:1px solid var(--border-color,rgba(255,255,255,.1))}.step-number{flex-shrink:0;width:32px;height:32px;background:linear-gradient(135deg,#3b82f6,#8b5cf6);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;color:white}.step-content h4{font-size:1rem;font-weight:600;color:var(--text-primary,#e0e7ff);margin-bottom:.25rem}.step-content p{margin:0;font-size:.9rem}.tips-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1rem;margin:1.5rem 0}.tip-card{padding:1rem;background:var(--card-bg,rgba(255,255,255,.05));border-radius:8px;border:1px solid var(--border-color,rgba(255,255,255,.1));border-left:3px solid #3b82f6}.tip-card.warning{border-left-color:#f59e0b}.tip-card.success{border-left-color:#10b981}.tip-card h4{font-size:.95rem;font-weight:600;color:var(--text-primary,#e0e7ff);margin-bottom:.5rem;display:flex;align-items:center;gap:.5rem}.tip-card p{margin:0;font-size:.9rem}.calculator-faq{margin:1.5rem 0}.calculator-faq-item{border:1px solid var(--border-color,rgba(255,255,255,.1));border-radius:8px;margin-bottom:.5rem;overflow:hidden}.calculator-faq-item summary{padding:1rem;font-weight:600;color:var(--text-primary,#e0e7ff);cursor:pointer;background:var(--card-bg,rgba(255,255,255,.05));list-style:none;display:flex;justify-content:space-between;align-items:center}.calculator-faq-item summary::-webkit-details-marker{display:none}.calculator-faq-item summary:after{content:"+";font-size:1.2rem;color:var(--text-secondary,#a0aec0)}.calculator-faq-item[open] summary:after{content:"−"}.calculator-faq-item[open] summary{border-bottom:1px solid var(--border-color,rgba(255,255,255,.1))}.calculator-faq-answer{padding:1rem;background:var(--card-bg-lighter,rgba(255,255,255,.02))}.calculator-faq-answer p{margin:0}.related-links{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0}.related-link{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem 1rem;background:var(--card-bg,rgba(255,255,255,.05));border:1px solid var(--border-color,rgba(255,255,255,.1));border-radius:6px;color:var(--link-color,#60a5fa);text-decoration:none;font-size:.9rem;transition:all .2s ease}.related-link:hover{background:var(--card-bg-hover,rgba(255,255,255,.1));border-color:var(--link-color,#60a5fa)}.section-divider{height:1px;background:var(--border-color,rgba(255,255,255,.1));margin:2rem 0}.stats-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;margin:1.5rem 0}.stat-item{text-align:center;padding:1rem;background:var(--card-bg,rgba(255,255,255,.05));border-radius:8px;border:1px solid var(--border-color,rgba(255,255,255,.1))}.stat-item .stat-value{font-size:1.5rem;font-weight:700;color:#3b82f6;display:block}.stat-item .stat-label{font-size:.85rem;color:var(--text-secondary,#a0aec0);margin-top:.25rem}@media (max-width:640px){.educational-section h2{font-size:1.3rem}.how-it-works-step{flex-direction:column;text-align:center}.step-number{margin:0 auto}.tips-grid{grid-template-columns:1fr}.related-links{flex-direction:column}.related-link{justify-content:center}}